Terms of use
Last updated: June 2026
By using Balnesto you agree to these simple terms. They're meant to be readable, not to trap you.
What Balnesto is
A tool for tracking shared expenses and who owes whom. It records balances and suggests settlements — it does not move money, process payments, or hold funds. People pay each other their own way, outside the app.
Your responsibilities
- Keep your password (and any private re-entry links) to yourself.
- Only add people and expenses you're entitled to. Anyone with a group's invite link can take part, so share it only with people you trust.
- Don't use Balnesto to break the law or harm others.
Accuracy
Balnesto does the math carefully (everything in exact cents), but the numbers are only as good as what people enter. Always sort out real disputes between yourselves.
No warranty
Balnesto is provided “as is.” We work hard to keep it correct and available, but we can't guarantee it will be perfect or never go down, and we aren't liable for losses arising from its use.